We made it with our limited budget this month, and still had a little bit left over so I put it into our debt to pay off a bit more. Our budget is the same for May, being limited but I did add a couple more categories I hadn’t considered – a monthly miscellaneous category for those times I give change to someone who needs it or we pay a parking meter, and a medical category, since I know I will need new glasses eventually.
I am hoping to make it to the end of May with leftover money to put on debt, but we will see.
We have planned to be without debt other than our house a year from now. It is a tough goal, but if we follow the budget it is doable!
I have been menu planning and we have eaten out less often, and my coffee addiction, well, we go less often but I still need to work on it!
How do you cut costs?